Insurance & Billing

We Work with All Insurance Companies

We're certified and fully licensed to work with every carrier. State Farm, Allstate, GEICO, local carriers, self-insured entities — we handle them all the same way: professional, documented, and straightforward.

How Billing Works

Insurance approves scope. You (or your adjuster) approves the contents pack-out scope into your estimate.

We provide the service. We inventory, pack, clean, store, and return contents — fully documented at every stage.

We invoice the carrier. Once the work is complete, we bill the insurance company directly. No homeowner invoicing. No payment confusion.

Carrier pays. Insurance processes payment like any other contractor invoice.

No Cost to the Homeowner

Homeowners don't receive an invoice from us. Insurance covers the work. Homeowners don't pay out of pocket. Ever. This is included in their loss coverage.

What Insurance Typically Covers

Contents restoration is covered under standard homeowners and commercial policies when the loss involves damage to personal property (fire, water, storm, mold). Your adjuster determines the covered scope. We document and deliver what's covered.

Certified & Professional

We maintain all required licenses and certifications. We follow all carrier guidelines and regulatory requirements. Our billing is clean, documented, and disputes are extremely rare because everything is transparent from the start.

Questions About Billing